Okay, we're taking a leap in time. By then, the retirement age will have risen and we will all be working longer. Will this still be affordable? How can you, as an employee (without a second pillar), ensure that we can retire with peace of mind in a few years' time? I already have health problems, so maybe it will be a little worse. Will I still be able to work against then?
In an ideal future, everyone has a second pillar so that we have to worry less about our old age, so I hope that healthcare is of the same quality and has made progress in curing serious diseases or making them more bearable because the right medication is available. It is a dream for my future, no less than one that will become reality.